Operator securing equipment chain on tracked machinery

Ford Finance Finance that fits your business

Overview

Simple from the start

With a streamlined application process, and flexible loan options, a Ford Finance 7 Commercial vehicle loan makes it easier to power your business with a Ford.

Finance options

Two simple ways to finance

Worker cutting metal near blue Ford Ranger

Commercial Loan

Our business vehicle loans - Also known as chattel mortgages, goods loans or commercial loans - help you buy and own vehicles under your ABN. If you use it mostly for work (more than 50% of the time), you’re eligible to apply.

Ford Transit Van towing trailer at night

Guaranteed Future Value130

Keep it, trade it, or return your Ford at the end of your loan. With GFV, you have the freedom to choose your next move.

Getting started

From quote to keys

Choose your vehicle

Pick the vehicle for the job.

Get a personalised quote

Visit a participating Ford dealer for a personalised quote built around business and application information.

We’ll guide you through

A Ford Finance Accredited Business Manager will guide you through the application and loan process with ease.

FAQs

Things You Should Know

Finance is provided by Angle Auto Finance Pty Ltd trading as Ford Finance ABN 16 161 130 696 Australian Credit Licence 530731. Ford Finance provides a range of auto finance loans to personal and business customers looking to purchase new or used Ford vehicles from participating Ford dealerships.
You’ll need to be an ABN Holder, and you will be required to provide the following on the finance application:
  • Confirm you’re an ABN holder
    a) If Sole Trader or Partnership by providing proof of ABN registration
    b) If a Company, you will need to provide company information including details of shareholders and directors
    c) If a Trust, you must provide details of the trust such as a certified trust deed and details of any beneficiaries
  • Declare that the vehicle will be used primarily (more than 50%) for business purposes
  • Financial information
    a) Recent business financial statements for the last 18 months
    b) Recent business income tax return for the last 18 months
  • Primary and secondary identification for the primary applicant (one source of ID must be a driver’s licence) and any other individuals associated with the ABN
  • Proof of residence: 2 x recent statements or invoices with your current address shown
     

Note that we may need additional information as part of the application process.
Tool of Trade
You will be required to provide the following on the finance application:

  • Declare that the vehicle will be used primarily (more than 50%) for business purposes
  • Proof of car allowance for tool of trade
  • Primary and secondary identification (one source of ID must be a driver’s licence)
  • Proof of residence: 2 x recent statements or invoices with your current address shown
  • Proof of income: 2-3 recent payslips from your employer

Note that we may need additional information as part of the application process.

To request a personalised quote or apply for a vehicle loan, please speak with a Ford Finance accredited Business Manager at your participating Ford Dealer.
A balloon payment is a lump sum you agree to pay at the end of your car loan. It reduces your regular repayments, making them more affordable over the loan duration.
However, you’ll pay more interest overall. This is due to interest being accrued on the large balloon amount over the full loan duration, despite the non-balloon portion reducing with each repayment. On a loan without a balloon the full principal is repaid over the loan term, resulting in less interest payable overall.
If you plan to keep the car well beyond the loan term, a loan with a balloon payment costs more in the long run.
Yes, if you’re operating a taxi or rideshare business and need a vehicle on finance, speak to a Ford Finance accredited Business Manager at your participating dealer to talk through your options.
Depending on your vehicle and eligibility, you can enjoy benefits including a 5-Year Unlimited Kilometre Warranty 131, Ford National Roadside Assistance, and connected vehicle features through The Ford App, such as vehicle health alerts, oil life monitoring and service reminders. You'll also receive expert servicing from trained technicians.
Yes. If you sell or transfer ownership within the plan period, and before all included services have been used, the plan stays with the vehicle, which may also help your Ford hold its value.