What is Ford Premier Motor Insurance?
Ford Genuine Comprehensive Car Insurance | Ford Australia
Fit your Ford with the insurance made for it
Ford Genuine Parts maintain the integrity of your car by ensuring it performs the way it’s meant to. It’s the same with genuine Ford Premier Motor Insurance. Because it’s made specifically for your Ford, it offers these key features to restore your car to how it was before the accident:
3 Year
New for Old
ReplacementReplacement
If your Ford is beyond
repair and less than 3
years old, we’ll replace
it with a new one
New Genuine
PartsGenuine parts
We look after the integrity
of your Ford by using only
New Genuine Parts, when
possible
Choice
Of Repairer
You can choose the
repairer that suits you
best, because we’re all
about offering you
flexibility
Flexible
Payment
OptionsPayment options
We offer easy
monthly
repayments at no
extra cost
Frequently Asked Questions
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Ford Premier Motor Insurance is a genuine Ford comprehensive Car Insurance product. Comprehensive car insurance covers you for accidental loss or damage to your vehicle (including fire or theft), and to other people’s cars and property resulting from an accident.
Features include:
- 3 years new for old replacement if your vehicle is a total loss1
- New genuine Ford parts2
- Choice of repairer
- Flexible payment options at no extra cost3
1. If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration, we will replace it with a new one of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.
2. If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new genuine is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.
3. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
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Ford Premier Motor Insurance has flexible policy options to allow you to tailor your cover. Premiums vary based on individual circumstances, and the level of excess you choose. A higher excess may lower your premium, but a lower excess may give you less to pay when you claim. To obtain a quote, speak to the Business Manager at your local participating Ford Dealer.
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To obtain a quote or ask a question about genuine Ford Premier Motor Insurance, simply contact the Business Manager at your local participating Ford Dealer or for other queries call 1300 203 090
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You can submit your insurance claim notification online 24 hours a day, 7 days a week, whenever it suits you. Once we receive it, one of our friendly claims consultants will contact you as soon as possible.
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My son/daughter is a learner driver and I want to teach them to drive in the car insured with Ford Premier Motor Insurance. Do I need to inform you?
No. Learner drivers are automatically covered provided the instructing driver is legally able to instruct a learner driver and meets the policy criteria as set out in your schedule and PDS.
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Genuine Ford parts have been made or selected by Ford and rigorously tested as an integral component of the vehicle to meet high quality, safety and performance standards. This ensures that your Ford will drive, function and protect you the way it was intended.
They also provide a precise fit because they are manufactured to the same specifications as those of new vehicles. This ensures that body lines, contours and gaps are the same as when your vehicle was originally manufactured.
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Choice of Repairer gives you the opportunity to decide where your vehicle is taken for repair. This may be to a repairer you know and trust, or it may be to a repairer that is located conveniently to your home or workplace. If you don't know a repairer, we can recommend one of our selected repairers based on a location that is most convenient to you.
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We will replace your vehicle with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia, provided:
- Your vehicle is a total loss (ie written off);
- You purchased it new (or as a demonstrator model) from the manufacturer or their Dealer;
- Where your vehicle is financed, your financier has given us written consent; and
- Your vehicle is less than three years old from when it was first registered at the time it is declared a total loss.
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- New Genuine Parts mean authentic new parts obtained through the authorised Ford Australia supply chain, so you can be assured that the parts fitted were designed and tested to Ford’s rigorous standards and will therefore perform as intended under collision conditions.
- Ford Insurance uses New Genuine Parts for the life of your policy, regardless of the age of your vehicle, providing parts are still available for that model year.
- If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new genuine is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.
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Flexible payment options means that you can choose the most convenient payment plan to you at no extra cost – whether that be monthly, or yearly.
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding, and financial institution transaction fees may apply.
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Locate a Dealer
Find your Ford dealer by location or by dealer name
Download PDF
The Ford Premier Motor Insurance Product Disclosure Statement
Make a Claim
Submit your motor claim in under 10 minutes
